Frequently Asked Questions

Where is Cosigner Match available?
Cosigner Match is available to the public in every state in the U.S.

Is there a fee for your service?
Cosigner Match does not currently charge any fees for the loan seeker. Our private list of cosigners have a vested interest in our company and we are compensated as affiliates to connect them with trustworthy private citizens.

Why can’t I just ask my friends or family to cosign for me?
Your friends and family members are usually not willing to cosign, because their credit score is a valuable asset that can help them get cash loans in an emergency. They might not want to risk damaging their credit in the event that you can’t make your payments.

Is this is good way to find a cosigner?
Yes. is a great website that helps people with credit and income issue find the help they need. We have a large growing list of private cosigners who are looking to help individuals such as yourself for a fee.

Do I have to pay my Cosigner before I get approved?
No. Your Cosigner and yourself must work-out the terms of the deal. We only create a way for you to find a cosigner. You may be required to do a background check or a credit check with a 3rd party credit company during the cosigner application approval process.

Why would someone be willing to risk their credit?
Every visitor to our website is looking for help in a different way. A person who needs money usually does not earn a large salary and cannot walk into a bank to receive a loan. Our cosigners understand that you are in a position to repay your loan but are not able to obtain the loan without a cosigner. Also, most lenders offer a cosigner release option which means the cosigner can come off of the loan after a certain number of payments have been made by you.

What if I don’t have a lot of money to pay my cosigner?
You can ask your cosigner to receive the funds from the loan you receive. Once your approved for your loan, you can ask your lender to issue two separate checks or deposit the funds separately into both accounts.

Will I receive a bunch of spam emails from your website?
No. We do not send any spam emails. However, you may receive a call from our partner credit repair company to help you fix your credit if we cannot help you find a cosigner for your loan.